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The Autonomous Insurance Operating System

Insurance Infrastructure
for the Modern World

From policy administration to embedded distribution to AI-powered claims — one platform that replaces fragmented legacy stacks. Deployed across India, Middle East, and expanding to USA & Europe.

0+
Enterprise Clients
India & Middle East
$400M+
GWP Processed
And growing 40% YoY
0+
APIs Live
25+ Modules
0+
Carrier Integrations
All LOBs
ISNP Certified (India)
SOC 2 Compliant
ISO 27001
GDPR Ready
CHUBB Ola Electric S&P Global CRISIL Largest NBFC Largest Payment Gateway Largest Used Car Platform CoverGenius

Insurance Technology
is Fundamentally Broken

Whether you're in Mumbai, Dubai, London, or New York — the same problems plague every insurance operation.

🏗️

Fragmented Legacy Stacks

5-8 disconnected systems for quoting, underwriting, policy admin, claims, and billing. No single source of truth. Integration nightmares consuming 60%+ of IT budgets.

🐌

Months to Launch Products

New product launches take 3-12 months. Regulatory changes require manual reconfiguration across systems. Markets move faster than your tech stack.

💸

Revenue Leakage at Scale

No unified reconciliation. Commission miscalculations. Premium leakage invisible until audits. An average 15-25% revenue erosion across the value chain.

📊

Blind Decision Making

Managers operate on gut, not data. No real-time KPIs, no cohort analysis, no predictive signals. Excel is still the BI tool for most distribution operations.

🌐

Distribution Bottlenecks

Embedded insurance, open banking, and API-first distribution require sub-200ms latency. Legacy systems deliver seconds. Customer drop-off at every step.

⚖️

Multi-Jurisdiction Compliance

IRDAI, DFSA, FCA, NAIC, EIOPA — each market has different regulatory requirements. A single platform must handle them all or you're stuck with point solutions.

One Operating System.
Every Insurance Operation.

Six integrated products that replace your entire insurance technology stack — from distribution to claims to autonomous AI operations.

🏢
Distributors
MGAs, Brokers, Banks
ICE / Enbed
Commerce Layer
📊
Enlyt + BI
Intelligence Layer
🤖
AI Agents
Autonomy Layer
🏦
Carriers
50+ Integrated

Six Products. One Stack.

Each product was battle-tested across 300+ deployments in the most complex regulatory environments. Modular — deploy one or deploy all.

🏢
Insurance Commerce Engine

ICE

The Complete Insurance Distribution OS

Multi-carrier, multi-channel commerce engine. Quote comparison, policy issuance, claims, renewals, reconciliation, and compliance — all in one platform. ISNP / DFSA certified.

25+Modules
700+APIs
<4wkGo Live
Explore ICE
⚙️
Embedded Insurance

Enbed

Embed Insurance Into Any Digital Journey

APIs & SDKs for embedding insurance at point-of-sale. E-commerce checkout, lending flows, travel bookings, auto purchases — any transaction becomes an insurance touchpoint.

<200msLatency
<2wkGo Live
12+Personas
Explore Enbed
📊
Data Intelligence

Enlyt

Ingest Any Data. Forecast Everything.

300M+ records powering market intelligence, risk scoring, pricing optimization, and demand forecasting. Used by Ola Electric, S&P Global, and CRISIL.

300M+Records
89%Confidence
6+Models
Explore Enlyt
📈
Intelligence + Distribution

BI & Sales Ops

120+ KPIs. Agent Hierarchy. Full Control.

Business intelligence dashboards, automated MIS, agent hierarchy management, territory control, commission tracking, and distribution operations — one unified platform.

120+KPIs
4,000+Branches
Real-timeProcessing
Explore BI & Sales Ops
🛡️
AML & Sanctions Screening

ScreenGuard

Screen Every Entity. Miss Nothing.

Real-time sanctions screening against OFAC, UN, EU, UK + GCC local watchlists. Smart fuzzy matching, bulk screening, case management, and full audit trails.

6+Watchlists
<200msScreening
FullAudit Trail
Explore ScreenGuard
🤖
Autonomous Operations

AI Agents

They Don't Chat. They Operate.

Model-agnostic AI agents for distribution matching, underwriting decisioning, NLP-powered claims processing, and predictive engagement. Built on domain data, not generic LLMs.

4Agent Types
12+Personas
350K+Monthly Actions
Explore AI Agents

Built in India. Deployed Globally.

Our platform adapts to different regulatory frameworks, distribution models, and market structures across every major insurance market.

🇮🇳

India

Live — 300+ Clients

ISNP certified. 50+ insurers integrated. Motor, Health, Life, Embedded, Specialty — full distribution OS powering India's largest NBFC, payment gateways, and automotive platforms.

IRDAI / ISNP
eKYC
🇦🇪

Middle East

Live — Active Deployments

DFSA-ready platform for UAE, Saudi Arabia, Bahrain, and Oman. Motor, Health, Marine, Property — configured for Takaful and conventional insurance models across GCC markets.

DFSA
Takaful Ready
🇺🇸 🇪🇺

USA & Europe

Expanding — 2025-26

Platform architected for NAIC / state-level compliance (US) and Solvency II / IDD (EU). MGA-as-a-Service, embedded insurance for fintechs, and API-first distribution for digital insurers.

SOC 2
GDPR
Solvency II
⚙️

Configurable by Market

Product rules, pricing models, tax regimes, compliance workflows, and reporting — all configurable per jurisdiction without code changes.

🌐

Multi-Currency / Multi-Language

INR, USD, AED, EUR, GBP — any currency. English, Arabic, Hindi, Spanish, French — any language. Localized for your market from day one.

🏗️

Cloud-Native / Any Region

Deploy on AWS, Azure, or GCP in any region. Data residency compliance built in. Single-tenant or multi-tenant based on your regulatory requirements.

Platform for Every Insurance Player

Whether you're a carrier, MGA, broker, or enterprise looking to distribute insurance — we have a solution.

🏦

Carriers & Insurers

Digitize distribution, automate underwriting, enable embedded channels, and get real-time analytics across your entire book. Replace legacy PAS with modern, API-first infrastructure.

📋

MGAs & Program Administrators

Full MGA-as-a-Service stack — product configuration, binding authority management, bordereaux reporting, and carrier connectivity. Launch programs in weeks, not quarters.

🤝

Brokers & Distributors

Multi-carrier comparison, automated placement, commission reconciliation, and client management. Scale your brokerage without scaling your ops team.

💳

Banks & NBFCs

Embed insurance into lending, credit card, and wealth management journeys. Cross-sell at point of transaction with persona-based product matching.

🛒

E-Commerce & Platforms

Checkout protection, warranty, shipping insurance, returns coverage — embedded via API/SDK with sub-200ms latency. Monetize every transaction.

🚗

Automotive & Mobility

Motor insurance at point of vehicle sale, fleet coverage, ride-hailing protection, EV-specific products. Integrated into the vehicle purchase and ownership lifecycle.

500+ Products. All Major LOBs.

Pre-configured product templates for every major line of business — ready to deploy or fully customizable for your market.

Motor

Personal Auto, Commercial, Fleet, Two-Wheeler, Liability, Comprehensive, Third-Party, Own Damage, Pay-As-You-Drive, EV-specific

Health

Individual, Family, Group (GMC/GPA), Critical Illness, Senior Citizen, Top-Up, Super Top-Up, International Health, Dental, Vision

Life

Term, Whole Life, Endowment, ULIP, Retirement, Children's Plans, Annuities, Group Life, Key Person, Credit Life

Property & Casualty

Commercial Property, Business Interruption, Landlord, Tenant, Homeowner, Builder's Risk, Equipment Breakdown

Specialty

Cyber, D&O, E&O, Professional Liability, Marine, Aviation, Engineering, Surety Bonds, Political Risk, Trade Credit

Embedded & Micro

Travel, Shipping, Extended Warranty, EMI Protect, Credit Shield, Wage Protect, Gig Worker, Parametric Weather, Rental, Event

Numbers, Not Promises.

Real deployments. Real scale. Hard outcomes across insurance, automotive, fintech, and data analytics.

Largest NBFC — 4,000 Branches

Digitized 30L+ policies/year across India's largest NBFC

Replaced manual insurance sales process with full digital commerce. Revenue leakage eliminated, Tier 3-4 product reach achieved.

25%
Leakage Reduction
33%
Sales Growth
Largest Used Car Platform

250% increase in insurance attachment rate at point-of-sale

Real-time digital policy issuance embedded into the car purchase flow. From 30% offline attachment to 200%+ digital revenue jump.

~250%
Attachment Increase
100%
Digital Delivery
Largest Payment Gateway + BNPL

350K+ monthly policies via persona-driven product matching

Monetized 1M+ BNPL loans/month with sub-200ms insurance embedding. 35% MoM growth, 12+ persona models driving conversion.

350K+
Monthly Policies
<200ms
End-to-End

Flexible Deployment. Your Choice.

Whether you need a single module or the complete platform — we meet you where you are.

🚀

Single Product Deploy

Pick one product — ICE, Enbed, Enlyt, BI, Sales Ops, or AI Agents — configured for your market, your carriers, your channels. Production-ready.

SaaS + Usage | 2-4 weeks to live
🏗️

Full Platform Stack

Complete insurance operating system deployed for your organization. ICE + Enbed + Enlyt + BI + Sales Ops + AI Agents — fully integrated.

Platform License + SaaS | 4-8 weeks
🤖

AI Agent Deployment

Custom AI agents built on your data — distribution matching, underwriting, claims processing, engagement automation. Model-agnostic, production-grade.

Outcome-Based Pricing | 2-6 weeks

Built by Operators,
Not Observers.

IIT/NIT engineers. Global BFSI veterans. Product builders from companies that scaled to millions of users.

AB
Amit Boni
Founder & CEO
RS
Rohit Sadhu
Founder & COO
VR
Vikas Ranga
Founder & CPO
SK
Srinivas Kotta
CTO

Global Insurance Investors

CoverGenius

Global embedded insurance leader

100 Unicorns

Early-stage technology investor

CP Ventures

Insurance-focused venture capital

NextStep Discovery

Technology venture firm

Ready to Replace Your
Legacy Insurance Stack?

3 offices. 300+ clients. 6 production products. Deployed across India & Middle East.
The team and tech to transform your insurance operations in weeks, not years.